Terms of Service

People’s Ninth — Terms of Service

Last updated: March 27, 2026

1. Introduction

These terms govern your use of https://www.peoplesninth.com (the “Site”), including all features and services offered through it. By accessing or using the Site, you agree to these terms with peoplesninth.com (“the Site Administrators,” “we,” “us,” or “our”), which operates the Site.

the Site Administrators may offer other products and services under different terms. These terms apply only to your use of the Site.

2. About the Site

The Site consists of multiple integrated services:

Community Forum — A discussion platform where registered members can post topics, reply to conversations, and interact with other community members. Powered by Discourse.

Blog and Newsletter — Published articles, guides, and other editorial content, along with an email newsletter you may subscribe to. Powered by Ghost.

Store — An online storefront where you may browse and purchase physical or digital goods. Powered by Medusa.

These terms apply to all three components. Where a provision applies only to a specific component, it will say so.

Data Sovereignty

All Site infrastructure — including the forum, blog, newsletter, and storefront — is hosted on servers located in Switzerland. the Site Administrators does not share, sell, rent, or transfer your personal information to third-party vendors, advertisers, or data brokers. Any data you provide to the Site remains on Company-controlled infrastructure. For further detail on data handling, refer to our Privacy Policy.

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3. Important Terms

These terms include a number of important provisions that affect your rights and responsibilities, such as the disclaimers in Disclaimers, limits on the Site Administrators’s liability to you in Limits on Liability, your agreement to cover the Site Administrators for damages caused by your misuse of the Site in Your Responsibility, and an agreement to arbitrate disputes in Disputes.

4. Your Permission to Use the Site

Subject to these terms, the Site Administrators gives you permission to use the Site. Everyone needs to agree to these terms to use the Site.

5. Conditions for Use

Your permission to use the Site is subject to the following conditions:

You must be at least sixteen (16) years old. If you are between sixteen and eighteen years old, you represent that you have your parent’s or guardian’s permission to use the Site.

You may no longer use the Site if the Site Administrators contacts you directly to say that you may not.

You must use the Site in accordance with Acceptable Use and Content Standards.

6. Acceptable Use

You may not break the law using the Site.

You may not use or try to use another’s account on the Site without their specific permission.

You may not buy, sell, or otherwise trade in user names or other unique identifiers on the Site.

You may not send advertisements, chain letters, or other solicitations through the Site, or use the Site to gather addresses or other personal data for commercial mailing lists or databases.

You may not automate access to the Site, or monitor the Site, such as with a web crawler, browser plug-in or add-on, or other computer program that is not a web browser. You may crawl the Site to index it for a publicly available search engine, if you run one.

You may not use the Site to send e-mail to distribution lists, newsgroups, or group mail aliases.

You may not falsely imply that you’re affiliated with or endorsed by the Site Administrators.

You may not hyperlink to images or other non-hypertext content on the Site on other webpages.

You may not remove any marks showing proprietary ownership from materials you download from the Site.

You may not show any part of the Site on other websites with <iframe>.

You may not disable, avoid, or circumvent any security or access restrictions of the Site.

You may not strain infrastructure of the Site with an unreasonable volume of requests, or requests designed to impose an unreasonable load on information systems underlying the Site.

You may not impersonate others through the Site.

You may not use the Store to place fraudulent orders, use stolen payment information, or exploit pricing or promotional errors that are clearly unintentional.

You may not systematically download, copy, or redistribute blog content, newsletter archives, or product listings for commercial purposes without the Site Administrators’s written permission.

You may not encourage or help anyone in violation of these terms.

7. Content Standards

You may not submit content to the Site that is illegal, offensive, or otherwise harmful to others. This includes content that is harassing, inappropriate, abusive, or hateful conduct.

You may not submit content to the Site that violates the law, infringes anyone’s intellectual property rights, violates anyone’s privacy, or breaches agreements you have with others.

You may not submit content to the Site containing malicious computer code, such as computer viruses or spyware.

You may not submit content to the Site as a mere placeholder, to hold a particular address, user name, or other unique identifier.

You may not use the Site to disclose information that you don’t have the right to disclose, like others’ confidential or personal information.

Product reviews and ratings submitted through the Store must reflect your genuine experience. You may not submit reviews for products you have not purchased or used, and you may not accept compensation from third parties in exchange for reviews without disclosure.

8. Enforcement

the Site Administrators may investigate and prosecute violations of these terms to the fullest legal extent. the Site Administrators may notify and cooperate with law enforcement authorities in prosecuting violations of the law and these terms.

the Site Administrators reserves the right to change, redact, and delete content on the Site for any reason. If you believe someone has submitted content to the Site in violation of these terms, contact us immediately.

9. Your Account

You must create and log into an account to use some features of the Site. Depending on the service, you may have separate accounts for the forum, newsletter, and store, or a unified account that works across all three.

To create an account, you must provide a valid e-mail address and keep that address up-to-date. A valid e-mail address is the only information required to register. Any additional personal information you choose to provide — such as a display name, profile details, or shipping address — is entirely optional and provided at your sole discretion. You may close your account at any time by e-mailing peoplesninth@peoplesninth.com.

You agree to be responsible for all action taken using your account, whether authorized by you or not, until you either close your account or notify the Site Administrators that your account has been compromised. You agree to notify the Site Administrators immediately if you suspect your account has been compromised. You agree to select a secure password for your account and keep it secret.

the Site Administrators may restrict, suspend, or close your account on the Site according to its policy for handling copyright-related takedown requests, or if the Site Administrators reasonably believes that you’ve broken any rule in these terms.

If you have placed orders through the Store, closing your account does not cancel any pending orders or void the Site Administrators’s obligation to fulfill them. Order history may be retained as required for tax, legal, or accounting purposes even after account closure.

10. Your Content

Nothing in these terms gives the Site Administrators any ownership rights in intellectual property that you share with the Site, such as your account information, posts, comments, reviews, or other content you submit to the Site. Nothing in these terms gives you any ownership rights in the Site Administrators’s intellectual property, either.

Between you and the Site Administrators, you remain solely responsible for content you submit to the Site. You agree not to wrongly imply that content you submit to the Site is sponsored or approved by the Site Administrators. These terms do not obligate the Site Administrators to store, maintain, or provide copies of content you submit.

Content you submit to the Site belongs to you, and you decide what permission to give others for it. But at a minimum, you license the Site Administrators to provide content that you submit to the Site to other users of the Site. That special license allows the Site Administrators to copy, publish, and analyze content you submit to the Site.

For blog comments and product reviews specifically, you grant the Site Administrators a non-exclusive, royalty-free license to display, reproduce, and distribute that content in connection with the operation of the Site, including in promotional materials and social media.

When content you submit is removed from the Site, whether by you or by the Site Administrators, the Site Administrators’s special license ends when the last copy disappears from the Site Administrators’s backups, caches, and other systems. Other licenses you apply to content you submit, such as Creative Commons licenses, may continue after your content is removed. Those licenses may give others, or the Site Administrators itself, the right to share your content through the Site again.

Others who receive content you submit to the Site may violate the terms on which you license your content. You agree that the Site Administrators will not be liable to you for those violations or their consequences.

11. Purchases and Payments

Orders and Pricing

All prices displayed in the Store are in USD unless otherwise noted. the Site Administrators reserves the right to change prices at any time without notice. Prices in effect at the time you place an order will apply to that order.

the Site Administrators reserves the right to refuse or cancel any order for any reason, including but not limited to product availability, errors in product or pricing information, or suspected fraud. If your order is cancelled after payment has been collected, you will receive a full refund.

Payment

Payment is processed at the time of purchase through our third-party payment processor(s). By placing an order, you represent that the payment information you provide is accurate and that you are authorized to use the payment method. the Site Administrators does not store your full payment card details on its own servers.

Shipping and Delivery

[FOR PHYSICAL GOODS]: Shipping times are estimates and not guarantees. The Site Administrators is not responsible for delays caused by shipping carriers, customs, or events outside its control. Risk of loss passes to you upon delivery to the carrier.

[FOR DIGITAL GOODS]: Digital products are delivered electronically to the email address associated with your account. Delivery is considered complete when the download link or access credentials are made available to you.

Returns and Refunds

[INSERT RETURN/REFUND POLICY]

Refund requests should be submitted to peoplesninth@peoplesninth.com within 14 days of purchase.
The Site Administrators will process approved refunds using the original payment method within a reasonable timeframe.

12. Newsletter and Email Communications

By subscribing to the newsletter, you consent to receive periodic emails from the Site Administrators at the address you provide. Newsletters may include editorial content, product announcements, promotions, and community updates.

You may unsubscribe from the newsletter at any time by using the unsubscribe link included in every newsletter email, or by contacting us at peoplesninth@peoplesninth.com. the Site Administrators will process unsubscribe requests promptly.

the Site Administrators does not sell, rent, or share your email address with third parties for any purpose. All email — including transactional messages (such as order confirmations and password resets) and newsletters — is delivered through a Swiss-based, encrypted email provider. No email content or recipient data passes through non-Swiss infrastructure.

13. Cookies and Tracking

The Site uses cookies and similar technologies for essential functionality, such as maintaining your login session and remembering your preferences. For full details on what data the Site collects and how it is used, please refer to our Privacy Policy.

14. Third-Party Services

The Site is built on self-hosted, open-source software running on Company-controlled servers in Switzerland. Email delivery — both transactional and newsletter — is handled through a Swiss-based, encrypted email provider subject to Swiss data protection law. the Site Administrators does not share your personal information with third-party vendors, analytics providers, advertisers, or data brokers.

Payment processing is the one area where a non-Swiss third party may be involved: when you make a purchase through the Store, your payment is handled by [PAYMENT_PROCESSOR]. the Site Administrators does not store your full payment card details. The payment processor receives only the information required to complete the transaction, and their handling of that information is governed by their own terms and privacy policy. the Site Administrators selects payment processors that align with its commitment to data minimization and user privacy.

the Site Administrators does not use third-party tracking scripts, behavioral analytics platforms, or advertising networks on the Site.

15. Your Responsibility

You agree to indemnify the Site Administrators from legal claims by others related to your breach of these terms, or breach of these terms by others using your account on the Site. Both you and the Site Administrators agree to notify the other side of any legal claims for which you might have to indemnify the Site Administrators as soon as possible. If the Site Administrators fails to notify you of a legal claim promptly, you won’t have to indemnify the Site Administrators for damages that you could have defended against or mitigated with prompt notice. You agree to allow the Site Administrators to control investigation, defense, and settlement of legal claims for which you would have to indemnify the Site Administrators, and to cooperate with those efforts. the Site Administrators agrees not to agree to any settlement that admits fault for you or imposes obligations on you without your prior agreement.

16. Disclaimers

You accept all risk of using the Site and content on the Site. As far as the law allows, the Site Administrators and its suppliers provide the Site as is, without any warranty whatsoever.

The Site may hyperlink to and integrate services run by others. the Site Administrators does not make any warranty about services run by others, or content they may provide. Use of services run by others may be governed by other terms between you and the one running the service.

Product descriptions, images, and specifications in the Store are provided for informational purposes and may contain errors. the Site Administrators does not warrant that product descriptions or other Store content are accurate, complete, reliable, current, or error-free.

17. Limits on Liability

Neither the Site Administrators nor its suppliers will be liable to you for breach-of-contract damages their personnel could not have reasonably foreseen when you agreed to these terms.

As far as the law allows, the total liability to you for claims of any kind that are related to the Site or content on the Site will be limited to the greater of $50 or the amount you paid the Site Administrators through the Store in the twelve (12) months preceding the claim.

18. Feedback

the Site Administrators welcomes your feedback and suggestions for the Site. See the Contact section below for ways to get in touch with us.

You agree that the Site Administrators will be free to act on feedback and suggestions you provide, and that the Site Administrators won’t have to notify you that your feedback was used, get your permission to use it, or pay you. You agree not to submit feedback or suggestions that you believe might be confidential or proprietary, to you or others.

19. Termination

Either you or the Site Administrators may end the agreement written out in these terms at any time. When our agreement ends, your permission to use the Site also ends.

The following provisions survive the end of our agreement: Your Content, Purchases and Payments (for orders already placed), Feedback, Your Responsibility, Disclaimers, Limits on Liability, and General Terms.

20. Disputes

North Carolina Law will govern any dispute related to these terms or your use of the Site.

You and the Site Administrators agree to seek injunctions related to these terms only in state or federal court in Raleigh, North Carolina. Neither you nor the Site Administrators will object to jurisdiction, forum, or venue in those courts.

Other than to seek an injunction or for claims under the Computer Fraud and Abuse Act, you and the Site Administrators will resolve any dispute by binding American Arbitration Association arbitration. Arbitration will follow the AAA’s Commercial Arbitration Rules and Supplementary Procedures for Consumer Related Disputes. Arbitration will happen in [CITY_FOR_DISPUTES]. You will settle any dispute as an individual, and not as part of a class action or other representative proceeding, whether as the plaintiff or a class member. No arbitrator will consolidate any dispute with any other arbitration without the Site Administrators’s permission.

Any arbitration award will include costs of the arbitration, reasonable attorneys’ fees, and reasonable costs for witnesses. You and the Site Administrators may enter arbitration awards in any court with jurisdiction.

21. General Terms

If a provision of these terms is unenforceable as written, but could be changed to make it enforceable, that provision should be modified to the minimum extent necessary to make it enforceable. Otherwise, that provision should be removed.

You may not assign your agreement with the Site Administrators. The Site Administrators may assign your agreement to any affiliate of the Site Administrators, any other company that obtains control of the Site Administrators, or any other company that buys assets of the Site Administrators related to the Site. Any attempted assignment against these terms has no legal effect.

Neither the exercise of any right under this agreement, nor waiver of any breach of this agreement, waives any other breach of this agreement.

These terms embody all the terms of agreement between you and the Site Administrators about use of the Site. These terms entirely replace any other agreements about your use of the Site, written or not.

22. Contact

You may notify the Site Administrators under these terms, and send questions to the Site Administrators, at peoplesninth@peoplesninth.com.

the Site Administrators may notify you under these terms using the e-mail address you provide for your account on the Site, or by posting a message to the homepage of the Site or your account page.

23. Changes

The Site Administrators last updated these terms on March 27, 2026 and may update these terms again. the Site Administrators will post all updates to the Site. For updates that contain substantial changes, the Site Administrators agrees to e-mail you if you’ve created an account and provided a valid e-mail address. the Site Administrators may also announce updates with special messages or alerts on the Site.

Once you get notice of an update to these terms, you must agree to the new terms in order to keep using the Site.